VA benefits won’t cover everything, don’t leave your family unprotected.
Completely free evaluation today.
Policies expire, needs grow, inflation happens - don’t assume your old coverage still protects your family.
.png)
One Of The Most Important Things You Can Do Is Protect Your Family.
At Veteran Legacy Benefits, we proudly serve those who have served in our Armed Forces. Your courage, dedication, and sacrifice have safeguarded our nation’s freedom—now it’s our honor to help safeguard your family’s future. You protected your country; now it’s time to protect the ones you love with life insurance designed to honor your service and secure your legacy.
Just Minutes Can Change The Outcome For Your Family.
We Help Veterans Protect Their Family And Legacy,
Starting At Just A Few Dollars A Day.
Protect what matters most to you—whether that’s your family, a close friend, a fellow veteran, or a cause that inspires you. Your service safeguarded our nation; now it’s time to safeguard your legacy. With veteran-focused life insurance, you decide how your impact lives on—providing security, honoring your values, and ensuring the people or causes you care about are supported long into the future.
Case Study: When Service Couldn’t Cover the Final Costs
Background
The Situation
Henry “Hank” Peterson, a 79-year-old Army veteran, served honorably in Germany during the Cold War. After returning home, he worked in manufacturing until retirement. Hank lived modestly with his wife, Margaret, and prided himself on being debt-free.
Hank always believed his VA benefits would take care of everything when his time came.
Hank never purchased life insurance after leaving the military. His reasoning:
-
“I don’t have a mortgage anymore — why waste money on insurance?”
-
“The VA will handle my funeral.”
-
“My family can just use savings if they need to.”
When Hank passed away suddenly from a stroke, Margaret and their two children were faced with the financial reality:
The Problem
-
The VA burial allowance for a non–service-connected death covered just $948 for burial and $807 for a plot — a total of $1,755.
-
The funeral home’s bill for a simple service and casket was $8,200.
-
Cemetery fees, obituary costs, flowers, and transportation added another $2,100.
-
Total out-of-pocket cost to the family: $8,545.
Margaret had to put the funeral expenses on a credit card with a 21% interest rate because her Social Security check was still weeks away.
Impact on the Family
-
The family spent the first months of grieving while scrambling to pay down funeral debt.
-
Hank’s children each pitched in money meant for their own households.
-
Instead of being able to focus on honoring Hank’s memory, Margaret worried about bills and collectors.
What Could Have Been
If Hank had taken out even a $15,000 final expense policy earlier in life:
-
All funeral and burial costs would have been paid in full.
-
Margaret could have had extra funds for travel, bills, and unexpected expenses.
-
His children could have focused entirely on celebrating his life, not finding money.
Lesson for Veterans
-
VA benefits are not a full funeral plan — they only provide partial assistance.
-
A small, affordable policy can spare your family from debt and stress.
-
The time to get coverage is before age or health takes the option off the table.
“We thought the VA had us covered. I didn’t realize until it was too late that they only help with part of the cost. I wish Hank had done this years ago.” – Margaret Peterson
5 Key Reasons to Make Sure You Have the Right Amount of Life Insurance
1
Protect Your Family From Financial Fallout
-
Without life insurance, surviving family members may be stuck with unpaid debts, mortgage balances, or even losing the home.
-
It’s about replacing the income or stability you bring to your household—not just covering a funeral.
2
Cover What VA Benefits Doesn't Touch
-
VA benefits don’t cover college tuition for your kids unless you have certain disability ratings.
-
Life insurance can fund education, pay off loans, or create a financial cushion your family can actually live on.
3
Your VA Death Benefits May Not Cover Enough
-
The VA’s Servicemembers’ Group Life Insurance (SGLI) ends when you leave active duty unless you convert it to Veterans’ Group Life Insurance (VGLI)—and even then, coverage is limited and gets expensive with age.
-
Standard VA burial benefits (~$2K for service-related death) don’t come close to covering funeral costs, debts, or income replacement.
4
Lock in Coverage While You’re Still Healthy
-
Many vets develop service-related health conditions over time that can make private life insurance expensive or impossible to get later.
-
Getting a policy now, while rates are lower and eligibility is easier, locks in protection before health declines.
5
Maintain Control and Flexibility
-
VA and military-linked coverage can change with policy updates or budget shifts—you don’t control the terms.
-
Private life insurance is your asset, with payout terms you choose, no matter how government benefits change in the future.
Safeguard Your Legacy Today.
Life can change in an instant. Don’t wait until it’s too late. Lock in your guaranteed veteran life insurance coverage today—while your health, age, and rates are in your favor. Protect your family, honor your service, and secure the legacy you want to leave behind—starting right now.
Skip The Line & Call Now
202-253-2790
.png)
.png)
© 2025 Veteran Legacy Benefits USA